Question 1

How can I tell if a USPS delivery text is a scam?

Accepted Answer

Do not use the SMS link. Open USPS, FedEx or UPS manually and check the tracking number in the official app or website. Be careful with tiny urgent fees, unofficial domains and forms asking for full card details.

Question 2

What should I do if a bank text mentions Zelle fraud?

Accepted Answer

Close the message and open your bank app manually, or call the number printed on your card. Do not share one-time codes or verify through a link in the text.

Question 3

How do I protect parents or older relatives from scams?

Accepted Answer

Agree on a family verification rule: urgent money requests, new phone numbers, account warnings and government calls must be checked through a known phone number or another trusted family member before anyone sends money or shares personal data.

Question 4

What should I do after clicking a scam link?

Accepted Answer

Stop communicating, do not send more money, contact your bank or card issuer, change passwords, enable two-factor authentication, revoke active sessions, save evidence and report the incident through official channels.

Question 5

Can I check whether a text message is suspicious?

Accepted Answer

Use a defensive scam checker to look for urgency, suspicious links, payment requests, one-time code requests, government impersonation and new-number family emergency patterns. Do not open links while checking.

Social Security or Medicare emergency call